Learn
Your report cites public records that use the government's vocabulary, not yours. These guides translate the parts that actually change what a property costs you.
Risk & insurance
What a FEMA flood zone actually means
AE, VE, X and the rest — plus base flood elevation, freeboard, when flood insurance is genuinely required, and how to challenge a map you think is wrong.
Site & build
What a regulatory floodway restricts
Stricter than the flood zone and frequently missed. Why no-rise certification stops most residential projects, and what to ask before you buy a floodway parcel.
Site & build
How to read a soil suitability rating
Why "very limited" isn't a no, what drainage class and seasonal water table cost you, and how corrosion, frost action and bedrock depth change a build budget.
Value & the deal
What an Opportunity Zone means for a buyer
A tax designation on a census tract, not a property feature. How the capital-gains benefit really works, and the traps buyers walk into.
Value & the deal
How to read a property's sale history
Why the last sale price can lie — foreclosures, family transfers and multi-parcel deeds — and how sale-qualification codes tell you which prices to trust.
Risk & insurance
How to read the FEMA National Risk Index
18 hazards scored at county level — wildfire, hurricane, wind, flood and more. What the ratings mean, and why they increasingly drive whether you can get insurance.
Site & build
What it means when your parcel shows wetlands
The National Wetlands Inventory is a screening map, not a legal ruling. How to read the Cowardin codes, and why a delineation before you close can save the deal.
Risk & insurance
What the EPA radon zone tells you
The zone is a county prediction, not a measurement of the house. What the 4 pCi/L action level means, and why a $20 test is the only real answer.
See all of this for a real address
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